I think we’d all agree that email is a vital tool for all areas of credit union operations. We’d probably also agree that it is not uncommon for work (or the need to work/communicate) does not stop when the credit union doors close for the night or weekend. Allowing remote access to credit union email (whether it be via smart phone, OWA (Outlook Web Access) or some other method) is certainly not uncommon but doesn’t come without risks. If you are evaluating (re-evaluating?) your remote access policy for email then this post is for you.Let’s start with a general assumption:Any remote access privileges should be dependent on the employee’s specific role and need. While it might make sense to provide OWA for the executive or Information Technology staff – it wouldn’t make sense for other areas such as front office staff (although I’ve seen this too!).With that out of the way, let’s look at the pros and cons of letting credit union employee’s access their email remotely:PROSFaster decisions – Not having to wait until “the doors open” to receive a response to a critical email is a no-brainer. Next steps can be taken and key services or projects can continue to make progress even during off hours continue reading » 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
– Advertisement – If Klobuchar was chosen to join Biden’s Cabinet, Gov. Tim Walz, D-Minn., would be responsible for appointing her replacement. She is up for reelection in 2024.If she is asked to succeed William Barr at the Justice Department, Klobuchar could face another round of scrutiny on her tenure as Hennepin County attorney.The senator drew heavy fire from civil rights activists and Black community leaders in February after the Associated Press published an investigation that raised questions about whether a Black teenager, Myon Burrell, was wrongly convicted of murder during Klobuchar’s tenure as the county’s chief lawyer.The senator had for years cited the 2002 Burrell case as proof that she is tough on crime and of her pursuit of justice for Black communities plagued by gun violence.But Burrell, who was 16 years old when convicted for the murder of 11-year-old Tyesha Edwards, has insisted he is innocent and has rejected all plea deals. The AP report also quoted one of Burrell’s co-defendants as saying that he, and not Burrell, was the gunman responsible for the murder.Others being mentioned for attorney general include Sen. Doug Jones, D-Ala, who recently lost his Alabama Senate seat, former acting Attorney General Sally Yates and California Attorney General Xavier Becerra, according to Politico.When Klobuchar ran for president in the 2020 election, she published an op-ed on CNN proposing the creation of a “clemency advisory board as well as a position in the White House – outside of the Department of Justice – that advises the president from a criminal justice reform perspective.”One of the areas that could interest Biden in choosing her to lead the Department of Justice is her stance on antitrust and her pushback on the tech giants. During her run for president, she said strong antitrust enforcement means looking back at the deal between Facebook and Instagram.Klobuchar, along with a group of bipartisan lawmakers, have introduced the Honest Ads Act, which looks to “help prevent foreign interference in future elections and improve the transparency of online political advertisements.”That said, the Department of Agriculture, which is led by Sonny Perdue, may be where Klobuchar ends up.As a member of the Senate Committee on Agriculture and a former presidential candidate, Klobuchar has supported tying farmers’ subsidies to their cost of production, which would likely augment the amount of money they receive.She also backed greater funding for disaster relief and spending more on conservation programs that pay farmers to adopt certain environmentally friendly practices. She proposed that taxpayers cover a greater percentage of farmers’ premium payments for crop insurance. – Advertisement – Sen. Amy Klobuchar, D-Minn., is being floated for a Cabinet post inside President-elect Joe Biden’s administration, according to people briefed on the matter.Klobuchar, according to these people, is being considered by Biden and his team for a number of positions, including attorney general and secretary of Agriculture.Her name has risen on the list of possible Cabinet appointees since Election Day as the Senate remains up for grabs after Democrats failed to pick up key victories for seats within that chamber of Congress, these people added. They declined to be named as these deliberations have been made in private.- Advertisement – Sen. Amy Klobuchar, (D-MN) speaks during the fourth day of the confirmation hearing for Supreme Court nominee Judge Amy Coney Barrett before the Senate Judiciary Committee on Capitol Hill in Washington, DC, October 15, 2020.Susan Walsh | Pool | Reuters The Senate is responsible for confirming Cabinet appointments. If Republicans maintain their majority, Biden might have to choose more moderate nominees if he wants a smoother confirmation process. Klobuchar is considered a moderate and a member of both the Senate Judiciary Committee and the Senate Committee on Agriculture, Nutrition and Forestry.The Senate majority is up for grabs as two races in Georgia have yet to be settled.Representatives for Klobuchar and the Biden transition team did not return requests for comment.- Advertisement –
September 09, 2019 Pennsylvania to Launch Online Application for Absentee Ballots SHARE Email Facebook Twitter Press Release, Voting & Elections Harrisburg, PA – As part of Governor Tom Wolf’s commitment to making voting more convenient, Pennsylvania is launching a new option for voters to apply online for an absentee ballot starting with the November election. In August 2015, Governor Wolf launched online voter registration. Since then, more than 1.4 million voter registration applications or changes have been submitted online.In previous elections, voters’ only choice was to complete a paper absentee ballot application and mail or hand-deliver it to their county election office for processing.“Applying for an absentee ballot online will make the process faster and more accessible for thousands of voters,” said Governor Tom Wolf. “This builds on the option to register to vote online which Pennsylvania launched four years ago and it will provide an easier way for people to exercise their right to vote.”The mobile-friendly, online application site, at votesPA.com/ApplyAbsentee, will go live on Monday, September 16, the first day that registered voters may apply for absentee ballots for the November 5 election.“This online application is our latest innovation to make voting more convenient and increase voter participation,” Secretary Boockvar said. “The deadlines set in the 1937 election code have become increasingly challenging to meet, and the ability to apply online will cut days from the process.”When an applicant completes the online form, the information is forwarded directly to the appropriate county elections office for processing. Voters must still mail or hand-deliver their completed ballot to their county election office by the deadline, which is 5:00 p.m. on the Friday before the election, or Nov. 1 this year.Initially, online absentee ballot applications will require a PennDOT driver license or ID number in order to be processed electronically. The department is planning an update by 2020 that will allow use by applicants who do not have a PennDOT number.The PA Election Code allows registered voters to apply for an absentee ballot up until one week before an election, which is just three days before the deadline to submit a voted absentee ballot. This year, the deadline to apply by paper or online is 5 p.m. Tuesday, October 29.The system is currently accessible to all domestic Pennsylvania voters, and will be available to military and overseas voters by 2020.Absentee ballots may be cast by individuals with illnesses or disabilities, individuals who will be away from their municipality on business on Election Day, and Pennsylvania students attending out-of-state colleges or universities, among others.For more information on voting by absentee ballots, visit votespa.com.
Top 5 longest held suburbs: Source: CoreLogic data to January 2018 The beach volleyball during the 2018 Commonwealth Games was held at Coolangatta.Ted and Fay Francis’ Stapylton St house is one of 23 listed on the market.The couple bought the property in 2000. They knocked the original home down, divided the land and built a new house.They have lived on the property for eight of the 18 years they have owned it, choosing to rent it out while living in Brisbane for work.“It was a high-set home and had lovely views looking out to the west and to the north – that was what sold us,” Mrs Francis said.“Because of its location, it’s so close to everything – it’s close to the beach and the airport, (and) within walking distance of the shops.”They said it was a tough decision to sell their beloved home but needed to downsize.Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 5:40Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -5:40 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD576p576p360p360p216p216pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreen The Market: Nerida Conisbee05:41DJ Stringer Property Services principal David Stringer, who is marketing the Francis’ home, said residents weren’t prepared to risk losing their premium position on the Coast.“I think people are concerned that if they do sell, where are they going to go?” Mr Stringer said.He said “Cooly” also had a lot going for it, including its affordability, which made it attractive to buyers. Coolongatta is the tightest held suburb on the Gold Coast. Owners Ted and Fay Francis are relucantly selling at 10 Stapyton St, Coolangatta, to downsize. Picture Glenn HampsonHOMEOWNERS are hanging on to their houses longer in Coolangatta than anywhere else on the Coast.Latest CoreLogic data shows residents in the border suburb are turning over their homes on average only every 16 years.Property experts said the lengthy hold conversely had an effect on the number of homes on the market. Coolangatta.RBR Property Consultants principal Lenny McLennan said its small-town vibe made it a much more appealing alternative to coastal suburbs further north.“It’s definitely a lot quieter,” Mr McLennan said.“Once you get to Miami and Broadbeach, it’s a bit busier.”Ray White Coolangatta Tweed Heads agent Wayne Bisgrove said there were plenty of houses available in surrounding suburbs but demand remained higher in Coolangatta.“There’s a lot more housing on the Tweed side of the boarder but the Cooly side is more popular,” Mr Bisgrove said. More from news02:37International architect Desmond Brooks selling luxury beach villa18 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag2 days agoDJ Stringer principal David Stringer is marketing the house at 10 Stapylton St. Picture Glenn HampsonAccording to CoreLogic data, the median sale price for a house in Coolangatta is $955,000 compared to $640,000 for the Gold Coast.Armstrong Real Estate Gold Coast principal John Rankin said the majority of buyers that approached him were looking for houses.“My response is, ‘well join the queue, I’ve got 1000 people in front of you’,” Mr Rankin said.“There’s so few houses in this part of the world … it’s just such a scarce commodity and people don’t want to sell them.”He said zoning laws allowed for higher density development in an effort to fit more people into the small suburb.“(It is) really tightly held because so much of that land has been developed into units,” Mr Rankin said. – Coolangatta (houses) 16 years– Miami (houses) 15.6 years– Palm Beach (houses) 15.2 years– Guanaba (houses) 14.1 years– Currumbin (houses) 14 years– Runaway Bay, Gaven (houses) 13.2 years
The market for 1e plans – individual pension plans for high earners – is becoming significant in Switzerland, according to a study carried out by PwC.The consultancy surveyed 11 leading 1e providers and found they had CHF3.8bn (€3.5bn) in total assets under management at the start of 2019 and were “ambitious and optimistic about future growth”.The surveyed providers expected their assets under management to grow to CHF12.7bn over the next five years – around 27% annual growth.Roger Ehrensberger, senior manager at PwC Switzerland, said their expectations were realistic because the already established plans were relatively young and there was increased interest from employers in setting up new ones. Source: PwC Roger Ehrensberger, PwCThe plans have been possible for a while but only really started being taken up after a legal change in 2017 clarified that providers would not have to guarantee a minimum pension. This meant that companies reporting under IFRS accounting rules could treat them as defined contribution plans, and Ehrensberger said many of these companies were “at least thinking about implementing a 1e plan”.The growth figures cited by the providers varied depending on the market they targeted, but all were significant, he added.As of the beginning of this year, the providers’ 1e plans had 16,175 members, up 41% since the end of 2017. More than 1,900 companies are affiliated, however, so the average number of members per company is eight.PwC’s survey found that “buy-ins” in 1e plans – additional voluntary contributions made by employees – exceeded regular contributions by a factor of 1.5, a significantly higher ratio than in traditional collective pension funds.The consultancy said this finding supported the view that 1e plans were attractive vehicles for individuals to make additional savings for their retirement, although the market’s youth and the nature of plan design could also be factors.“As by definition 1e investors are higher earners, these individuals often have more volatile income and earnings available to invest,” the consultancy noted.The most surprising finding, according to PwC, was that 1e plans currently had a higher average allocation to cash and bonds than more traditional collective pension funds.Ehrensberger said 1e plans were sometimes seen as “only plans for the rich people”.“From a certain political perspective there’s a challenge that these plans are high-risk investment opportunities exclusively for higher earners, but the asset allocation contradicts that,” he added.One explanation, according to PwC, is that real estate is less common in 1e pension plan providers than in collective pension funds. Many individuals may also be following default strategies that are often based on cash and bond allocations.1e plans allow individual employees earning more than CHF128,000 to choose from a range of investment strategies for the portion of their salary above that threshold.All the providers surveyed by PwC were multi-employer foundations. Typically only very large employers implement their own plans and Ehrensberger said the consultancy wanted to see how the 1e offering was faring in the general employer market.Development of assets “With the additional voluntary contributions people are making and regular contributions there’s growth already in the existing membership,” he told IPE.
MORE NEWS: Fun feature will make the best pool parties REIQ Gold Coast chairman Andrew Henderson.“It does not matter what its current use is now, such as a skateboard bowl. What matters is what the structure is designed to do. “If you have an empty pool you will still need to comply with the laws unless it can no longer hold water to a depth of 300mm.”The minimum height for a pool fence must be 1.2m and the maximum gap between the ground and the bottom of the fence needs to be 100mm.“This is designed to stop children from crawling under the fence,” Mr Henderson said. More from news02:37International architect Desmond Brooks selling luxury beach villa8 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag1 day agoPool gates must open outwards away from the pool area and they have to be able to self-close and self-latch from all position. Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 0:51Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:51 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD576p576p432p432p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenStarting your hunt for a dream home00:51 In most cases there also needs to be a barrier between any doors and the pool area, while any windows that can open more than 100mm should have a security screen.“It is the pool owner’s responsibility to ensure that the pool safety barrier is always compliant,” Mr Henderson said.“If you don’t comply with pool safety standards, councils can issue on-the-spot fines of $824.60 for individuals and $2356 for companies.”The maximum penalty a court can impose is more than $19,000. Strict laws apply to household pools that many people aren’t aware of.LAZING by the pool with a refreshing drink in hand or taking a leisurely dip to cool off are popular pastimes for Queenslanders in summer.But many don’t realise there are strict rules that apply to backyard pools and hefty fines for those who fail to abide by them.Real Estate Institute of Queensland (REIQ) Gold Coast zone chairman Andrew Henderson said all pools and jacuzzis must be surrounded by barriers under pool safety laws introduced in 2009.“Under the law, a swimming pool is generally defined as an ‘excavation or structure’ that can be filled with water to at least 300mm (30cm) deep and is designed to be used mainly forswimming, bathing, wading, paddling or aquatic activity,” he said. MORE NEWS: House sells a day after hitting the market
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Friendship, IN—Local businesses are vital assets to thriving communities. And in a time when locally-owned community banks are declining, The Friendship State Bank is offering more for their local business neighbors. Friendship now has full-time Business Development Specialist, Amy Fryman, to work one-on-one with business owners to offer resources and solutions.“In most cases, small business owners are really good at their small business, and are typically following their passions,” notes Friendship CEO Chris Meyer. “Where they need help is with their financial services, which is our specialty, and we can help our fellow small business owners understand the best services for them. A great donut shop should be run by a great donut maker, not necessarily someone with financial skills; we are a terrific partner for those important needs.”Fryman brings 29 years of banking experience in both lending and deposit services. She is passionate about helping businesses, organizations, and local municipalities thrive. “My role as a business development specialist is to help businesses reach their goals,” Fryman explained. “I can provide information to help business owners make financial decisions, customize financial solutions so plans can be implemented, and connect them with key people who can help them with the next steps.”Fryman works with a team of local professionals who specialize in cash management, payroll management, commercial and consumer lending, insurance and investments, merchant card services, business banking, online banking, mobile banking, and more. “Together, we offer a wide range of financial advice, insights, and solutions to help both individuals and their businesses succeed,” Fryman said.Fryman is eager to visit southeastern Indiana businesses and build relationships with owners. She hopes to learn about business’ biggest needs, share her insights and experience, as well as discover more ways Friendship can help.If you are interested in learning more about how Amy can assist with your business needs, contact her at 812-667-5101 or [email protected]
A knee injury on the eve of the season had sidelined the England international until now, but thrown straight into the action he put in a 65-minute shift against Villa which provided a reminder of just what the Toffees had been missing. When captain Phil Jagielka opened the scoring with his second in three league matches there was a sense it was going to be Everton’s day, and a much-needed goal for Romelu Lukaku, who benefited from a mistake by Brad Guzan, and Seamus Coleman also on the scoresheet on his recall after a month out injured provided the confirmation. The return of midfielder Ross Barkley coincided with Everton’s first home Premier League win of the season, beating Aston Villa 3-0, and offered a glimpse of improvements to come from Roberto Martinez’s side. Press Association The loss of centre-back Nathan Baker to injury did not help Villa’s cause and Alan Hutton’s curling effort just wide of Tim Howard’s right-hand post was the closest they came to troubling the Everton goalkeeper in the first half. Barkley’s poise and vision then saw him pick out Coleman, who cut inside to force Guzan to palm away his left-footed shot, but the Villa goalkeeper should have done much better three minutes after half-time. The instigator again was Barkley as he rolled a pass inside for Lukaku to collect, and while his left-footed shot was on target it was hardly the most ferocious but Guzan allowed it to squirm under his arm. That touch of fortune may be exactly what Lukaku needs to boost his confidence levels and compensate for what is missing from his physical game. He certainly looked rejuvenated for the remainder of the half as he showed a greater determination to chase lost causes and hold up the ball more. Benteke may take a while to regain his match fitness but he showed no lack of sharpness to volley home after his initial shot had rebounded off the crossbar, but unfortunately for him his push on Alcaraz had already been spotted by referee Anthony Taylor. Villa will hope they are up to speed sooner rather than later after a fourth successive Premier League defeat without scoring a single goal, something they have not “achieved” since January 2001. Coleman completed their misery when he converted Baines’ cross after Osman’s quickly-taken free-kick 13 minutes from time. The return of Coleman, rated the best right-back in the country by his Republic of Ireland manager Martin O’Neill, should not be underestimated, but the fact Everton produced their sharpest passing display of the season on Barkley’s first appearance of the campaign was surely no coincidence. He showed the nine-week lay-off had not dulled any of his verve as he added an injection of pace and quick-thinking in the space between Villa’s defence and midfield, which presented the visitors with a number of questions. They struggled for an answer as Barkley, the continually excellent Steven Naismith and Leon Osman combined with full-backs Leighton Baines and Coleman to stretch play as Everton probed for gaps in their opponents’ back line. What they needed was a fully-functioning striker to take advantage but £28million record signing Lukaku is still well short of his best, with manager Roberto Martinez blaming the after-effects of the World Cup. His Belgium team-mate in the opposing ranks, Christian Benteke, had a more legitimate excuse – on his first start since rupturing an Achilles tendon in March – for not troubling centre-back Antolin Alcaraz, who was preferred to Sylvain Distin, left out of the squad despite Martinez insisting he is fit again after a dead leg. As is usually the case Barkley took centre-stage early on, volleying over a rebound from Osman’s shot, drilling a free-kick into the wall after he had drawn the foul and then casually side-stepping Ashley Westwood and forcing Guzan to tip over. That ultimately led to the opening goal as from the second corner in succession the ball came back to Baines, who delivered a perfect cross with his weaker right foot for Jagielka to convert a stooping header. After six goals in his previous 210 league appearances, the centre-back now has two in his last three after scoring a brilliant late equaliser in the Merseyside derby last month.
JAMAICA Scorpions found themselves against the ropes yesterday after half-centuries from Vishaul Singh and Leon Johnson led a dominant Guyana Jaguars effort, on the penultimate day of their opening round game in the Regional Four-Day Championship.Set 329 for victory at the Guyana National Stadium, Scorpions were tottering on nine for two at the close, still requiring an improbable 320 on today’s final day to win the contest.They were virtually batted out of the game by Vishaul who stroked a top score of 71 and captain Johnson who made 69 as Jaguars, resuming their second innings on 26 without loss, declared on 238 for four.Vishal SinghShimron Hetmyer struck a breezy 47 and opening partner Rajendra Chandrika, 34.Part-time off-spinner Jermaine Blackwood was the best bowler on a difficult day for Scorpions with two for 12.With a lead of 90 on first innings, Hetmyer and Chandrika extended their side’s advantage by pushing their opening partnership to 73 before being separated.Hetymer, the successful West Indies Under-19s captain, faced 72 deliveries and counted seven fours while Test batsman Chandrika struck four fours in an 81-ball innings.Both perished before lunch to leave Jaguars on 109 for two at the break with Johnson on 17 and Vishaul on 11, and the pair dominated the second session to put Scorpions on the back foot.Both left-handers, Johnson faced 172 balls and hit six fours while Vishaul’s knock required 149 balls and included seven fours, as they added 133 for the third wicket.Blackwood accounted for both in the end as they searched for quick runs with the declaration approaching.Any hopes Scorpions had of making an assault on the target were dented when first innings top-scorer John Campbell was bowled by pacer Keon Joseph for one in the second over.And in the day’s penultimate over, Devon Thomas was lbw to left-arm spinner Veerasammy Permaul for three, to leave Scorpions with a battle to avoid defeat on the final day.(CMC)JAGUARS 1st Innings 298Scorpions 1st Innings 208Jaguars 2nd Innings(overnight 26 without loss)R Chandrika run out 34S Hetmyer c Miller b Jacobs 47*L Johnson c Dawes b Blackwood 69V Singh c Miller b Blackwood 71Extras (lb6, nb2) 8TOTAL (4 wkts decl., 81 overs) 238Fall of wickets: 1-73, 2-89, 3-222, 4-231.Bowling: Mindley 14-1-54-0, Dawes 12-0-35-0, Green 14-2-46-0, Miller 15.3-5-28-0, Jacobs 17-2-43-1, Campbell 6-0-14-0, Blackwood 3-0-12-2.SCORPIONS 2nd Innings (target: 329)J Campbell b Joseph 1T Griffith not out 4D Thomas lbw b Permaul 3J Dawes not out 0TOTAL (2 wkts, 9 overs) 9Fall of wickets: 1-2, 2-8.Bowling: Hooper 6-1-6-0, Joseph 2-1-1-1, Permaul 2-1-2-1.Position: Scorpions require a further 320 runs for victory with eight wickets intact.